Debt-Based Crowdfunding
Connecting investors with vetted MSMEs through a compliant, data-driven platform
PRODUCT PORTFOLIO
- Collateral management
- Risk rating engine
- Investor dashboards
- Auto-invest options
Platform Onboarding
Potential borrower onboards on the platform.
KYC/KYB Process
Full KYC/KYB process is initiated through integrated services.
Relationship Manager
Customer is approached by a Relationship Manager for data gathering.
Documentation
Borrower provides collaterals, guarantors, and business information.
Initial Offer
RM drafts an offer with product details, finance amount, and collaterals.
Offer Acceptance
Borrower accepts the offer; case routes to Risk Rating & Underwriting.
Risk Assessment
Dynamic engine collects and analyzes bureau data.
Underwriting
Underwriter reviews, approves, and issues the credit report.
Crowdfund Agreement
Borrower signs the agreement electronically.
Marketplace Publication
Opportunity is published for investor participation.
Contract & Collaterals
After collection, borrower signs contracts and collaterals are pledged.
Funds Disbursement
Amount is settled to the borrowerโs account within 24 hours.
REVENUE STREAMS
PROFIT SHARING
We receive a percentage share of the profits earned by investors on successful investments made through the platform.
ADMINISTRATIVE FEES
A fixed percentage fee applied to the total funds raised in each campaign, covering operational costs and investor support services.
