We deliver Sharia-compliant digital financing that expands access, supports, and drives sustainable growth in line with Vision 2030
A unified digital platform for microfinance and debt-based crowdfunding โ designed for speed, clarity, and full compliance
Discover Our Platform
Every financing solution is directed toward supporting entrepreneurship, MSME growth, and wider access to financial services across the Kingdom
Our Impact
Our services operate within clear regulatory frameworks, ensuring transparency, security, and reliability
Learn MoreModern financial services with a smooth, secure experience and exclusive rewards.
Murabaha, Tawarruq, and service financing
Low- to middle-income individuals and retirees
Digital onboarding, biometric verification, and AI-powered credit scoring
We innovate Sharia-compliant financial solutions with human-centered technologyโempowering individuals and SMEs faster, simpler, and more ethically, aligned with Vision 2030.
Al-Shghaf Al-Raqmi (Tyaseer) is a licensed financing company and proud subsidiary of Digital Solutions Holding Company. Founded in 2023, we empower individuals and SMEs across Saudi Arabia with innovative, fully digital, and Sharia-compliant financing solutions.
Guided by Vision 2030, we enhance financial inclusion and enable sustainable economic growth through technology-backed products that make access to financing faster, simpler, and more ethical.
Fully digital, regulated financing with transparent customer experience.
Digital tools crafted for individuals and SMEs across the Kingdom.
Certified advisors, audits, and documented fatwas for every structure.
End-to-end transparency with robust governance and audits.
Our foundation is built on integrity and Islamic values. Every product and service we offer strictly complies with Sharia principles, ensuring transparency and fairness in every transaction.
To be the pioneers in seamless Sharia-compliant digital finance, empowering individuals and SMEs through smart, customer-centric platforms that deliver innovation, speed, and ethical value.
Human-centered experiences powered by compliant innovation.
Technology that delivers quickly without compromising values.
Experiences designed around real needs and long-term wellbeing.
Encryption, biometrics and risk-based checks keep journeys safe.
To deliver comprehensive and innovative financial solutions that enhance financial well-being, empower our customers, and contribute to the sustainable economic growth of the Kingdom โ while adhering to the principles of Sharia-compliant finance.
Digital Transformation Journey - 5 Year Roadmap
Instant, detailed insights to help you manage your budget with ease.
One hub that streamlines every financial taskโtransfers, requests, and scheduled payments.
Instant, detailed insights to help you manage your budget with ease.
Track expenses and discover top categories, places, and dates.
Pay quickly through a clear, friendly interface.
Meet the visionary leaders and talented professionals driving Al-Shghaf Al-Raqmi forward with innovation, integrity, and excellence.
Chairman / Co-Founder
A seasoned executive with over 28 years of leadership in finance, banking, and fintech, specializing in back-office operations, non-banking financial services, and UX-driven digital solutions. He has led major digital transformation initiatives, improved regulatory compliance, and introduced innovations that enhanced both user experience and efficiency. He has built strategic fintech platforms and alternative lending solutions with a focus on financial inclusion and scalability. Known for his results-driven, collaborative approach, he continues to mentor fintech startups and leaders.
CEO / Co-Founder
A seasoned executive with over 28 years of leadership in finance, banking, and fintech, specializing in back-office operations, non-banking financial services, and UX-driven digital solutions. He has led major digital transformation initiatives, improved regulatory compliance, and introduced innovations that enhanced both user experience and efficiency. He has built strategic fintech platforms and alternative lending solutions with a focus on financial inclusion and scalability. Known for his results-driven, collaborative approach, he continues to mentor fintech startups and leaders.
Advisor
15 years in finance, technology and insurance, former CFO.
Advisor
15 years in finance, entrepreneurship, and non-banking executive roles.
Advisor
25+ years of legal advisory experience, former Legal Researcher at the Banking Dispute Committee (SAMA).
Advisor
Strategic CISO with 20+ years in cybersecurity, aligning security with business goals and simplifying risk.
Our advisory board brings deep expertise in financial services, regulatory frameworks, and technology scale-up
CEO
14 years of banking and finance expertise, leading growth in sales, business development, marketing, and digital transformation.
CTO
Banking expert with 25+ years in digital transformation, aligning core systems with financial strategy and regulations.
CFO
Financial expert with 24+ years in management, treasury, audit, fintech, and digital payments.
COO
25 years of expertise in banking, data science, and fintech, delivering innovative solutions and driving business growth.
Our core leadership team drives daily operations, technology, compliance, and growth
Customer Experience
15 years in financial sector specialist in Customer experience & Collections.
Compliance
13 years in Compliance for Payments and Crowdfund.
Partnerships
23 years in banking and non-banking, partnerships.
Project Management
10 years in Project Management and technology expertise.
Technology
17 years in non-banking, fintech cybersecurity, infrastructure and technology.
Marketing
16 years' experience building 43+ brands and leading 57+ marketing campaigns across the Middle East and Europe.
Creative Director
17 years' experience with 100+ projects in design, video, direction, writing, and 50+ ads for global brands.
Software Development
Software developer with strong skills Passionate about fintech.
We operate with a scalable structure leveraging both in-house talent and specialized outsourced support
